The massive shortgage of single family homes since the market crash, a deficit of 9.7 million homes over the last 13 years has pushed institutional investors heavily into the rental home market.;
eXp Realty in Metropolitan Indianapolis Lenders
About
Ebe Cotton is a dynamic State of Indiana Area Sales Manager offering his clients and Realtor partners tremendous energy and premier mortgage lending experience.
For over 4 decades, Mr. Cotton has been dedicated to helping thousands of satisfied clients acquire the best financing available and making home ownership a reality.
With his wide range of clients from first-time home buyers to the self-employed and multi-unit investors, Mr. Cotton connects with his clients and provides an especially strong mortgage lending knowledge base. His guidance and expertise allow his clients to make the most prudent financial decision. Once that decision is made, he works diligently to personally guide his clients through the loan process all the way through closing. This makes him a valuable Realtor Partner.
Mr. Cotton is an Indiana licensed mortgage loan originator who will work hard to make home ownership a reality for your clients.
Testimonials
"
Buying and selling a home was something I was thrown into with no real experience and I am so thankful and and lucky to have had the help of Heather Schaller and Matt Schaller. They both were so friendly and made the process go incredibly smooth as well as easy to understand. I would recommend them to anyone no matter how many times you have been through the process because of how diligent and effective they are at what they do. Heather found me the perfect home and could not be happier with how the process went and the end result of all her hard work.
"
- Jacob Young
"
Heather was great and really protected us when it came to the title work. She was diligent in ensuring everything was corrected and kept us from having issues down the road.
"
- Rob and Tracy Gonigam~Lebanon, IN
"
Whether buying or selling a home, I have the realtor for you. Heather was knowledgeable of the price my house could sell for and provided comps to me. She was quick to respond to any questions immediately and made me feel like a priority. When buying a new home, she knew all the questions to ask. She has sold contacts for those many tasks that you need to buy and sell a home. Heather knows real estate.
"
- Kevin Knight~Carmel, IN
"
Trust eXp Realty and their team of real estate agents to help you find homes for sale or to sell your current home. They recognize the level of service that the mobile consumer demands. You have information. You have dreams. They possess experience, integrity, and innovation. Together they create leverage to make your dreams a reality.
"
- eXp Realty in Metropolitan Indianapolis
"
Heather Schaller was really patient with us throughout the buying process-we were moving to a new area and had no idea where we would end up but she set up many showings for us to look at homes in multiple neighborhoods. She also answered every single one of our questions. (and there were many) in a timely and professional manner. Thank you Heather for all your work in helping us find our home.
"
- Amy Wilson~Indianapolis
"
Heather was great to work with. She really worked hard to help us find the perfect home. She made lots of calls and appointments till the right one came along. She made the entire process so easy. Call Heather today!
"
- Erin Smith~Danville, IN
"
Heather is great in all aspects. She was available when ever we called. She always had our best interest in mind. We looked at many houses together and she did her research on them and pointed out any think that might've been a deal breaker. She has a lot of knowledge about the areas we wanted to look at. Overall she made our experience very easy and stress free and handled everything we needed quickly and efficiently. I'd recommend her to anyone looking for a home. She's excellent in all performance aspects. It was very pleasant working with her.
"
- Josh Jenkins~Brownsburg, IN
"
Heather represented me in the sell of my home and the purchase of a new home. She did an amazing job representing me on both deals, from maximizing the return on the selling side, to ensuring the best possible deal on the buying side. I couldn't have asked for better service. Top notch broker! Thank you, Heather!
"
- Deanna Willhoite~Lebanon, IN
About Heather & Matt Schaller
Heather has a passion for real estate, and helping clients achieve their goals. She has been a licensed Realtor for over 17 years and a top-performing agent with over $80 million sold. She goes above and beyond to meet her clients expectations. Matt joined Heather in 2021 after retiring from 33 years in the insurance business. Matt brings expertise in running several specialty insurance businesses including an agency in Phoenix, AZ along with a marketing background. We serve Boone, Hamilton, Hendricks, Marion counties and surrounding Indianapolis areas. We have been married over 30 years and have raised two wonderful boys. We are now fans of not only our Ohio State Buckeyes, but also our son's alma maters, Indiana University and Vanderbilt University. We are parents to two spoiled little furballs and grandparents to a beautiful Irish Setter and a German Shorthair Poodle mix. We enjoy spending time with family and friends and attending our youngest son's minor league baseball games. "We are never too busy for your referrals" Heather Schaller, Realtor heather.schaller@exprealty.com Cell~317-626-0726 Matt Schaller, Realtor Cell~317-440-9182 matt.schaller@exprealty.com
Latest Blog Posts
The housing market is currently in upheaval, buyers fighting for the few listings that exist, and many not winning, especially in the entry level market, $175,000 to $300,000. Agents
When purchasing a new home, it's important to do in-depth research on all facets of the homebuying process. One thing you'll need to understand is how to best protect yourself and your investment if
MIBOR REALTOR® Association All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than eXp Realty in Metropolitan Indianapolis may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: September 21, 2026 5:17 AM UTC
